​Comprehensive Coverage for the Outer Banks Community

Get A Quote

Trusted Coastal Insurance Specialists

Outer Banks Wind and Flood Insurance With 50 Years of Expertise

When a storm rolls in over the Atlantic, the last thing you should worry about is whether your insurance will hold up. At Midgett Insurance Agency, we do more than provide policies—we provide peace of mind. With hurricane claims expertise and deep knowledge of wind and hail coverage, we build insurance solutions that truly protect coastal homes, rental properties, and businesses from the unpredictable forces of nature. We know the Outer Banks, and we know how to protect what you love.

A group of people are walking down a path in front of a city skyline.
A wooden structure with a city skyline in the background.

Home
Insurance

Protect your coastal home from wind, hail, and hurricane damage.

Rental Property
Insurance

Secure your Outer Banks vacation rental with expert coverage.

Flood
Insurance

Essential flood insurance for Outer Banks homeowners and businesses.

Auto
Insurance

Reliable policies for Outer Banks drivers and coastal conditions.

Business
Insurance

Comprehensive coverage for Outer Banks businesses and contractors.

What Our Neighbors Say

Andrea G.

Very helpful and knowledgeable

Rhonda H.

Wonderful clients

Ann W.

I love my agent. Katherine is the Best!

Karen A.

Always knowledgeable and easy to talk to. Talk to a real person! They are the best!

Lucile C.

Great Service!!

Melanie B.

Our insurance representative was very warm, welcoming, and helpful. She worked to help us get the coverage that worked best for our needs and our budget. Very, very happy with her help. Michelle made sure we could reach out to her anytime we needed which made us feel we were getting the help and service we needed.